Medicare Advantage Plans
Annual Open Enrollment Period (AEP): October 15 to December 7 Open Enrollment Period: (disenroll, add, return to Original Medicare): January 01 to March 31
What Changes Are Allowed During the Medicare Annual Enrollment Period?
- Switch from Medicare Advantage back to Original Medicare
- Disenroll from Original Medicare and enroll in Medicare Advantage
- Change from one Medicare Advantage plan to another
- Sign up for a Part D prescription drug plan
- Change from one Part D prescription plan to another
- Cancel your prescription drug coverage
Any changes you make during the Medicare Annual Enrollment Period will take effect on January 1st of the following year. Open Enrollment/Disenrollment Period: January 1 to March 31 Medical Advantage plans, (sometimes referred to as Part C) involve independent insurance providers taking over the original Medicare plans of Part A and Part B while often adding additional benefits. This was created so that healthy competition can happen between independent providers which leads to better coverage and cost for the individual consumer. Lorenzini Insurance & Financial Associates Medicare Advantage plans can be tailored to include prescription drug coverage and other services such as vision care and specialized wellness and fitness services, in addition to extra benefits not paid by Medicare alone.
Part A and Part B Benefits (Original Medicare)
Lorenzini Insurance & Financial Associates Medicare Advantage plans provide Part A benefits that include hospital stays, and professional home health care, along with Part B benefits that provide outpatient care, doctor's visits and many other preventative health services.
Qualify To Enroll In Comprehensive Medical Coverage in Irvine
Our insurance agents offer clarity on the many options available through our Medicare Advantage plans that function similarly to HMO and PPO health plans. Limit your out of pocket expenses and ensure that all of your medical costs are covered with tailored benefits designed by Lorenzini Insurance & Financial Associates experts that can include:
- Health Maintenance Organization (HMO)
- Preferred Provider Organization (PPO)
- Private Fee for Service (PPFS)
- Special Needs Plans (SNP)
- HMO Point of Service (HMOPOS)
- Medical Savings Account (MSA)
Qualifying for Medicare Advantage Plans in Your Service Area
If you have a preference for a certain doctor or hospital, or require prescription drug coverage for certain medications, our experienced Medicare Advantage insurance experts are here to help. Lorenzini Insurance & Financial Associates health insurance specialists provide knowledgeable assistance by comparing different benefits, costs and restrictions to determine the type of coverage you qualify for and customize plans according to your specific needs. There are many different possibilities when it comes to Medicare Advantage plans and trying to find out what they are on your own is time consuming and can quickly become confusing. For personalized service and answers to any questions you may have about Medicare Advantage plans in Irvine, call or email us today. We look forward to helping you get what you need at the price you can afford.