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Group Health Insurance

Attract and retain top talent with a competitive employee benefits package. We help small and mid-size businesses in CA and NV design group health plans that work for your team and your bottom line.

Why Offer Group Health Coverage?

Attract Top Talent

Health benefits are among the most valued perks employees look for when choosing an employer.

Tax Advantages

Employer contributions to group health premiums are generally tax-deductible as a business expense.

Healthier Workforce

Employees with coverage are more likely to seek preventive care, reducing absenteeism and boosting productivity.

Lower Premiums

Group rates are typically lower than individual market rates, saving both employers and employees money.

Plan Types Available

HMOHealth Maintenance Organization

Lower premiums with a network of providers. Requires a primary care physician and referrals for specialists.

PPOPreferred Provider Organization

Greater flexibility to see any doctor. No referrals needed. Higher premiums but broader access.

EPOExclusive Provider Organization

A hybrid of HMO and PPO. No referrals needed but must stay in-network except for emergencies.

HDHPHigh-Deductible Health Plan

Lower premiums paired with a Health Savings Account (HSA). Ideal for healthier employees who want to save pre-tax dollars.

Eligibility Requirements

  • Businesses with 1 or more full-time equivalent employees
  • Employees working 30+ hours per week typically qualify
  • Coverage can extend to spouses and dependents
  • Available for businesses in California and Nevada

Build a Benefits Package Your Team Will Love

We'll compare top carriers and help you design a plan that fits your budget and your employees' needs.