Disability Insurance for Employees
If an employee at your Irvine business is unable to work for an extended period of time due to an accident or illness, Lorenzini Insurance & Financial Associates long term, or short term disability plans can cover a portion or all of the lost income, enabling an injured employee to meet expenses. Lorenzini Insurance & Financial Associates offers flexible and affordable plans, with tax deductible premiums, as part of comprehensive group health coverage for your company.
Facts about Disability
As of 2013, the US Social Security Administration found that a little over 1 in 4, 20-year-olds will become disabled before they retire. This means that there is a good chance that one of your employees will be in need of disability insurance, regardless of their occupation. Even if your company revolves primarily around desk jobs that does not mean that your employees will never need disability insurance.
Disability Coverage Options
Employee absences can become quite costly for any employer. Disability insurance may replace a portion of lost wages and is ultimately, an effective asset management strategy. Lorenzini Insurance & Financial Associates knows that as a busy Irvine employer, sifting through all of the coverage and premium payment options when considering disability insurance for your business can be challenging. We work closely with employers to help them determine the most cost effective methods for employee income protection in the event of illness or injury.
Long or Short Term Disability
Lorenzini Insurance & Financial Associates offers affordable plans for long term disability, or short term disability that can be customized for a small, medium, or large sized business. Our insurance specialists consistently provide tailored insurance solutions designed according to your business needs.
Free Disability Insurance Quote
With long standing access to multiple insurance carriers, Lorenzini Insurance & Financial Associates ensures that, as an employer, you receive the best rate possible regardless of the number of employees or the type of coverage you are looking for. Our insurance experts provide free quotes and consultations that enable you to provide important benefits to your workforce with minimal or at no extra cost to you as a Irvine employer.